Archive | May, 2013

Another California Earthquake. Are You Insured?

Do you know the percentage of California homeowners who have earthquake insurance? Would you assume that more than 50 percent of homeowners in this fair state had earthquake insurance?

You’d be wrong, and way off. A mere 17 percent of them have earthquake insurance, and that’s not a good thing. In fact, most residential insurance policies don’t offer earthquake coverage—not since the Northridge earthquake in 1994. But if a quake strikes without it, you’ll be liable for all costs to repair or rebuild your home, to replace property and for temporary housing. Continue Reading →

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Don’t Make This Weekend Your Memorial Day

Accidents can happen, and statistically they happen more on Memorial Day weekend than any other time.

Of all the national holidays perhaps Memorial Day is most aptly named. Not for the reasons of recognizing all those brave souls that gave life and limb for the freedom we so enjoy, but for the fact that the holiday can fatefully be your personal memorial. It seems that this holiday draws more people to traveling on our roads and freeways. As it is often said, “accidents happen”, and that adage is particularly true for this holiday. Continue Reading →

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BMR Will Donate to Oklahoma Victims With Each Insurance Quote

In an effort to help those affected by the tornado that swept through the Oklahoma City area on Monday, May 21st, BMR Insurance is committing to making a $25 donation to the Salvation Army for each home or auto insurance quote provided between now and May 31st, 2013.  There is no purchase necessary for the donation to be applied.  Simply call BMR Insurance at (714) 838-1911 for a free home or auto insurance quote before June 1st, 2013, and we will make the donation to the Salvation Army.  Your support is appreciated.

If you would like to donate, but are not interested in obtaining an insurance quote, you may quickly and easily donate directly to the Salvation Army by visiting their site here.

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Choose Auto Insurance With the Future In Mind

Don't let this be the time you find out what you should be insured for...

Regrets? You may have a few after you call your insurance company to talk to them about the accident you just had. You may start kicking yourself when you realize you made a few common choices that later turn into regrets.

Remember when we told you a few weeks ago that one in four Californian drivers do not have auto insurance, even though that’s against the law? Many people assume that because they are safe drivers, and are insured for the minimum requirements, they will be covered in the event of an accident. The insurance of the person who causes the accident will cover the damages, right? Well, if they have it, sure. But when you get the bill for $3,000 from the auto body shop, and realize that you’ll be without your car for over two weeks, you’ll wish you had signed up for collision insurance…and even comprehensive. Continue Reading →

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On the Road Again! Summer Vacation in a Motorhome

airstream rental

Photo ©Thomas J. Story. Click here for Sunset Magazine's guide to the best RV for you!

As the spring winds bring in warmer weather, most RV owners’ thoughts turn to hitting the road! That is especially true for the younger families who are looking forward to a summer vacation during the kids’ break from school. For mom, dad and the kids, exploring the nooks and crannies of the Western states is a great outlet for blowing off steam and exploring sights that have only been seen in magazines…or perhaps on an iPad. Continue Reading →

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If You Play, You Will Pay: Driving Under the Influence in California

Been drinking? Please take a taxi.

A recent study conducted statewide attempted to determine the extent to which drivers were under the influence of alcohol and/or drugs. This was a voluntary test conducted to get real numbers about drivers driving under influence of a foreign substance such as alcohol or illegal drugs, including marijuana, prescription drugs and over-the-counter medications.

This was a weekend test at locations in nine California cities. The results? Fourteen percent of the 1,300 drivers tested positive for driving under the influence of illegal and/or prescription drugs. Most prevalent was marijuana with 7.4 percent. Another 7 percent were driving with alcohol in their system. Continue Reading →

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