Archive | August, 2017

Why Should I Install A Carbon Monoxide Detector?

Carbon monoxide (CO) is a threat to any home that burns gas, natural oil, kerosene, charcoal, or wood. This so-called “silent killer” (as an odorless, tasteless and invisible toxin) poisons 400 Americans a year, and sends 20,000 to the emergency room. But even more lives are saved every year, by the CO alarms installed in homes and cars. One of your top priorities when moving into a home should be to check for a CO alarm, and to install one if necessary. Continue Reading →

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4 Top Tips for College Freshmen (and Parents)

One day, it seems like you’re nervously dropping your son or daughter off for their first day of kindergarten; the next day, you’re setting them up in their first dorm room. How did this happen? As much as you may not want to admit that they’re grown up (and those budding college freshmen don’t want to admit they’re still a little scared being away from home), they’re going to college. We know you’re going to worry, so let’s run down a list of things you should properly worry about—not just if they’re going to eat their veggies or not. Continue Reading →

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Guest Blog: 5 Things Parents Should Know Before Co-signing For Their Child

This week we have a guest post from Todd Trip, one of our trusted colleagues from the wealth management industry. Todd works for MST Financial Wealth Management in Newport Beach, and you can read more about him here. At BMR Insurance, we felt his recent article about what to know before co-signing for your child was one that needed to be shared. Before you pick up that pen, read the following:

Considering co-signing for your child? A recent survey by creditcards.com showed that one in six adults say they’ve co-signed a loan or credit card for someone else—most often to help a child or stepchild buy a car.  Continue Reading →

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7 Things to Consider Before Building a Backyard Fire Pit

In California, we have such great weather year-round that means our outdoor space becomes a place to entertain and relax. Residents are not just content with a wood deck and a barbecue, there are so many options for outdoor living spaces — outdoor kitchens, koi ponds, vegetable gardens, swimming pools, movie theater — but increasingly they are looking for a fire pit.

Maybe that’s because it can be a fairly affordable addition to an outdoor space. And that’s true; it doesn’t have to be an expensive project. But there are a few things to consider (not least of all local ordinances that may prohibit open flames), and therefore we’ve put together a list for you. Continue Reading →

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