Golf Cart Insurance

Golf cart injuries are more prevalent than you might believe, so it's important to have insurance for your golf cart. Image courtesy of the New York Times.

Nowadays, golf carts are not just for the golf range anymore! You can find golf carts as modes of transportation used in elderly and senior citizen communities, small towns like Laguna Beach, and even as tourist recreational activities on Catalina Island.  With the rising price of fuel, it’s no wonder more and more people are turning to electronically powered golf carts as a transportation alternative.  As an environmentally conscious company, BMR Insurance thinks that the shift to different modes of transportation such as golf carts is great, but as always, we remind our clients that although golf carts are classified as a Low Speed Vehicle, they still need insurance.

As fun and harmless as they look, golf carts are involved in a lot more accidents than you might believe.  How can having golf cart insurance protect you?  Say you decided to go out to the course one early morning, and as you were driving there, the slick morning dew causes your golf cart to lose traction and crash into another cart.  Or, what if your curious teenager decides to take your golf cart out for a joy ride while you’re at work, and ends up crashing the cart and bumping into his friends.  Having golf cart insurance would cover the damages from these types of accidents and also for any injuries sustained by you or any other passengers or persons affected by the golf cart.

There are many different types of golf insurance—some are specialized and tailored specifically for golf carts, while others consign golf carts under “recreational vehicles” or “motorcycle/ATV” insurance.  Typically, golf cart insurance ranges from more common choices like bodily injury and property damage insurance, comprehensive insurance and collision insurance, to insurance for roadside assistance and accessory coverage.

Have a golf cart but no insurance?  Call BMR Insurance today so we can help you find an insurance policy that best fits you and your golf cart’s needs.  Or, while you’re at it, we can even provide you with a complimentary insurance makeover consultation.  Call us today at 714-838-1911 or contact us via our online form here.