Summer is on the horizon, and lots of people in Southern California and across the country are gearing up for outdoor fun. Most people’s idea of fun in the sun includes riding on boats, jetskis, ATVs, motorcycles and getting to their destination in trucks, vans or RVs.
While most people insure their larger recreational vehicles, like trucks, vans and RVs, they lack insurance on the smaller vehicles. Why? The larger vehicles are more likely to have a loan amount owed on them, as trucks, and especially RVs, can cost a lot of money. But many people purchase jetskis and ATVs and don’t have a loan, and therefore think that they don’t have any liability.
Unfortunately, a summer vacation can bring more accidents than complete insurance coverage, and BMR Insurance Agency can help. You may think that you don’t need insurance on your jetski—riders won’t hurt themselves when they fall into the water. But did you think about how distracted, young or inebriated drivers could crash into the dock, structures on the shore, or even cars? When that happens, you’ll wish you’d paid the low premium for insurance instead of the high cost of liability. Continue Reading →