Archive | October, 2011

Serious Danger: House Fire After an Earthquake

A gas fire explosion after the 1994 Northridge earthquake in Los Angeles.

Did you participate in the Great California ShakeOut last week? We at BMR Insurance hope you did, as you will have learned a great deal on how to protect yourself, your family and your home during a quake. Remember, the scientists say not IF it happens, it’s WHEN the Big One happens…

Did you realize that after an earthquake, the fallen bookshelves and shifting walls could be the least of your problems? What if the quake shook your water heater away from the wall, causing a gas leak? Flammable paint or other liquids can spill and ignite…and now what’s left of your home is being consumed by fire. Continue Reading →

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Tomorrow is the Annual Great California ShakeOut!

A house after the Northridge earthquake in 1994. Did they have coverage?

Tomorrow morning, California will host what’s being billed as “the largest earthquake drill” in California history.

Every government office, business, school and family will participate, and we think that’s the most important part. Let’s think about it—when was the last time YOU did an earthquake drill? When you were in high school? Don’t you think it’s time for a refresher course? Continue Reading →

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Kitchen Fires: The Number One Cause of House Fires

Don't panic, and don't use water to put out the fire.

Each year, more than 4,000 Americans die in fires, and more than 20,000 are injured. What’s the reason? Sadly, cooking is the leading cause of home fires in the U.S., and the leading cause of injuries. Each year, these fires result in over $900 million in damage.

Kitchen fires rarely stay contained in the kitchen, and can grow quickly from a small area to engulfing the entire room, and usually spread to the rest of the house. It is National Fire Prevention Week, so we at BMR Insurance Agency would like to pass along some tips for fire safety in the kitchen. Continue Reading →

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Are You Covered for Flooding?

Laguna Beach’s Main Beach boardwalk was completely destroyed last December due to flash flooding.

Most of the time, when homeowners think of floods, they think of rushing water from overflowing gutters and streets during storms, hurricanes and heavy rainfall. You may be one of these homeowners, and think that California doesn’t get this kind of weather. For instance: We called that a “storm” yesterday? One day of rain in Orange County and we start getting freaked out?

Flash flooding happens more than you think. It took Laguna Beach almost eight months to replace the Main Beach boardwalk that was destroyed by last year’s Christmastime flooding. Continue Reading →

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