Archive | June, 2013

Fourth of July Road Trip Safety Tips

Are you going to Death Valley? Get your car checked.

Are you going to Death Valley? Get your car checked.

How far are you going for your Independence Day celebrations? If you’re hosting a party, that’s good for you—that means you don’t have to be on the road during what can be a dangerous weekend for drivers.

This year, it may even be more dangerous, since the 4th of July lands on a Thursday. That means Wednesday night fun with a side of drunk driving, more cars on the road Thursday getting to the festivities, and then three more nights of no work in the morning. Continue Reading →

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How Safe are They? Fourth of July Fireworks Safety Information

Circle of Sparks

Didn’t we all love making drawings with sparklers when we were kids?

What American doesn’t love the Fourth of July? It’s a perfect excuse to have a party, fire up the barbecue, catch up with friends and light some fireworks.

Now, we know that there aren’t many areas in Orange County that are allowed to have fireworks, but there are a few: Buena Park, Costa Mesa, Fullerton, Garden Grove, Huntington Beach, Santa Ana, Stanton, Villa Park and Westminster. These cities allow state-approved fireworks only, but that doesn’t mean that “state-approved” means “safe”. Continue Reading →

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Save Water and Money by Xeriscaping

Water-wise front yard

Santa Monica home with xeriscaping, as featured in Sunset Magazine. Photo by Steve Gunther.

Let’s take a break from all this insurance talk and get on to the subject of saving money—and getting paid to do it! Sound too good to be true? Well, you do have to put in a little work.

Many of our insurance clients live in water-starved California, so the truth is all around you. In fact, saving water by reducing demanding landscapes (like ditching the front or back lawn) has inched up the “To-do” lists of many homeowners and business owners. Continue Reading →

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Flood Insurance: A Necessary Evil for Homeowners?

A photo of Moore, Oklahoma on June 3, 2103 less than a month after a Level 5 tornado hit the town. Photo courtesy of Facebook.

As expected medical health care costs, premiums, and coverage are hogging the headlines right now, and rightfully so. Only natural disasters push these medical insurance headlines off the front pages, like floods, tornadoes and forest fires. These are insurance issues that have significant financial impact upon policyholders that do not make it to the front page—or even the second or third—and are the ones that need immediate attention. Consider the Wall Street Journal’s recent article on flood insurance. Continue Reading →

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