Archive | December, 2015

Nine Tips to Cut Your Car Insurance Costs

Car on bridge

Already, 2016 is a year that is rolling in with a lot of momentum behind it, what with a presidential election, “futuristic” technology, and years that seem to churn by faster and faster. With the New Year, there comes the opportunity to reexamine the budgeting and financial choices of you and your family. We have some tips which will help you evaluate your car insurance policy—and whether you’re getting all the savings you can from your insurance company. Continue Reading →

Continue Reading

New Coverage for Lyft and Uber Drivers


Until recently, choosing to not get behind the wheel when you’ve had alcohol just simply involved having a designated driver, or finding an alternative. Taxis are not always as prevalent and inexpensive as they are in some other countries, so they don’t appear as the obvious choice. But rideshare companies, like Lyft and Uber, will be all the more popular in the next few weeks, especially with New Year’s Eve. We can’t stress enough the importance of not drinking and driving– don’t turn this holiday season into a nightmare. AAA estimates that during this Christmas and New Year’s season, nearly 95 million Americans will hit the road, traveling long distances to visit friends and family. Unfortunately, during the end-of-year holiday travel period, nearly 27,900 Americans will be seriously injured in auto accidents, and more than 250 will die. Continue Reading →

Continue Reading

The Real Cost of Drag Racing and Street Racing


Movies and TV tend to paint a glorifying picture of what is becoming a too gory reality– street and racetrack racing. The tragic irony of Paul Walker’s death in a Porsche muscle car much like those in the Fast & Furious movies serves as a very public reminder of the fatal dangers of speeding. New findings in the investigation of the crash proved there were no mechanical issues behind the crash– it was due to speeds higher than 90 miles an hour. As novel as a heart-pounding early-morning street race may seem, or whipping around a race track, one would hardly stop to consider the insurance claim related ramifications of such an adrenaline rush. Continue Reading →

Continue Reading

Insurance Coverage for Mass Shootings


Last week the mass shooting at a San Bernardino service center for disabled individuals flooded both our thoughts and the media. The tragedy is a heartbreaking echo of other shootings throughout the past years. The list of shootings in our country is appallingly lengthy; a NY Times article provides a partial list of the major mass shootings since Virginia Tech’s 2007 massacre. Continue Reading →

Continue Reading

The Hazards of Holiday Parking Lots


The car is packed up with all the holiday gifts, the kids are strapped in, and your mind is already on to the next errand—wrapping gifts, baking, and any other number of holiday activities. Throw the car into reverse glance in the rearview mirror, and ease the car out. Your errand-filled mind is jolted back into the present moment. You’ve backed into a passing vehicle. Everyone is safe, but you’re adding “get the car fixed and handle insurance issues” to that list of things to do. Continue Reading →

Continue Reading