Archive | January, 2017

Five Ways To Save for Your Child’s Education

Diploma graduating little student kid, successful elementary school

There is an ever growing correlation between amount of education and future professional salaries. A bachelor’s degree alone is now often the bare minimum, with many employers looking for some sort of post-graduate degree. Between the steep costs of tuition and ever-rising cost-of-living at college, the rising generation of students is finding itself overwhelmed by loans, from both undergraduate and postgraduate degrees.

As a parent, one of the best gifts you can give your child is a debt-free education. It is never too early to start thinking about saving for your children’s education. If you start when they’re born, you have about 18 years to save for the average yearly tuition of $8,893; and that’s public and in-state. A private or out-of-state institution can average to $30,094 a year. Despite these numbers, only around 50% of parents have savings set aside for their child’s education. If you’re not sure how to pay for a dependent’s college, here are five places to start: Continue Reading →

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Insurance Tips for January

Young brunette woman driving a car

We’re going to let you in on a little insurance secret. There is an innumerable amount of ways to save money on your insurance. Believe it or not, insurance companies want you to save money, and to be rewarded for the things you’re doing right healthwise, financially, and as drivers and homeowners. Take note of the discounts which may apply to you: Continue Reading →

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Did You Insure Your Holiday Gifts?

Gold and diamond bracelets

One of the best parts of the post-holiday time is putting away all the new gifts, trying everything out, settling them into your daily life. Whether a diamond necklace, or new sporting equipment, the last thing you want is to have something happen to them, to end up paying out of pocket or telling your mother-in-law the gift is gone forever. Continue Reading →

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The New California Driving Law You Need to Know About

crashing while talking on phone

It’s easy to feel invincible on the road, and assume that a few extra miles per hour or a quick glance at the cell phone won’t kill you. That’s exactly the problem though: it not only could kill you, it also could take the lives of others. In 2014, a young girl from Sacramento killed one and injured three as she searched for her phone on the passenger seat; unfortunately, this is only one of many instances of the deadliness of distracted driving. The laws of 2008, allowing only hands-free cell phone use for those over 18, and banning texting, left loopholes of which we’ve almost all taken advantage. Continue Reading →

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