Identity theft appears straightforward, right? But no– there are at least 8 types of identity theft to which we are all susceptible. Thankfully, being aware is half the battle. Here’s how to (1) be aware of and avoid identity theft and (2) recover in the case of a stolen identity. Continue Reading →
Archive | January, 2018
Factors Affecting Home Insurance Rates
When buying your homeowner’s insurance (which, if you are a homeowner you should obtain immediately), there are many different factors at play in the rate your insurance agent will produce for your home. Knowing these factors as you go into the process of buying insurance, can help you reduce your initial rate and keep it low over time. Continue Reading →
O.C. Charity Spotlight: StandUp for Kids
In 2003, the Orange County chapter of StandUp for Kids was born. With it came a new outlet of support for the community of homeless youth in OC– outreach centers, housing assistance, and mentorship programs. StandUp for Kids finds a way to reintegrate every youth back into the community, whether through going back to school or finding them a job. The main focus of StandUp for Kids programs is to lead youth to self-sufficiency and prevent gang involvement, teen pregnancy, drug use, and dropping out of school. In 2017 alone, they assisted over 350 youth, formalized partnerships with local shelters, and logged more than 6,200 hours serving children in Orange County. Continue Reading →
Reassess Your Finances in the New Year
It’s January 2018, and the perfect time to hit the ‘reset’ button on your personal and family finances. This means setting budgets, finding places to slim down your spending, and knowing where exactly you are focusing your saving. Already on top of your money management? Great! But, as situations constantly change it doesn’t hurt to reassess where you are with your finances. Here are 8 tips (for each year of the decade) to help you enter the New Year on top of your finance game! Continue Reading →
Check Your CO Detector Annually
New Year’s is a time of fresh beginnings. Start 2018 off as safe as possible in your home. Check your CO detectors, as winter is peak time for cases of carbon monoxide poisoning. Carbon monoxide is colorless, odorless, and deadly. It emits from burning wood, kerosene, natural gas, and oil. As we warm and seal our homes in winter, the chances of CO exposure are high. Continue Reading →