Archive | property damage

High Wildfire-Risk Homes in California May Have New Rules

The Woolsey Fire. The Thomas Fire. The Camp Fire. The entire town of Paradise, California was consumed by flames last fall, with almost 14,000 homes destroyed and 85 people killed, making it the deadliest U.S. wildfire in the last 100 years.

Over the last few years, California has seen some increasingly deadly wildfires, and they have spurred lawmakers to consider regulations that would tighten local governments’ requirements for new housing developments in high-risk areas. Continue Reading →

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Do You Have a Broken Sewer Line?

It’s every homeowner’s nightmare: sewer water flooding from toilets across the floor. It’s not just water damage, it’s water damage of the worst kind. While not always preventable, there are signs that you may have a clogged or broken sewer pipe, and if you notice these items, do not delay in getting a sewer drain expert to your home immediately. Continue Reading →

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How To Prevent a Chimney Fire

It has been a very cold year so far, especially for us in Southern California. Plus, we’ve had more storms recently than over the last few years combined! All of that together may make you think about putting a few logs in the fireplace and lighting it up. Nothing is as cheerful and cozy as a fire on a chilly day.

But before you put a match to those logs, please review these tips on how to prevent a chimney fire. A chimney fire can burn a home to the ground, cause people to lose their lives, and are mostly due to lack of chimney care and maintenance. Continue Reading →

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Mother’s Voice More Effective than Smoke Alarm Alert

Smoke alarms are intended to wake everyone in the house and give them a chance to escape a house fire. But what if there’s something even more effective than a smoke alarm?

There is: A mother’s voice.

Researchers have found that a sleeping child is around three times more likely to be wakened by one of three voice alarm that has a mother’s voice rather than the one with a tone or high-pitched noise. Continue Reading →

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Tenant Vandalism is on the Rise—What Can Landlords Do?

Dennis Myers will be the first to say life as a landlord it not all it’s cooked up to be. Over his last 20 years of experience of owning rentals in Orange County, he feels as everything is getting worse–tenants aren’t respecting properties, rent payments, or landlords. He says what people don’t realize when they begin renting out properties, is that they are in a “position of weakness, with no advantage whatsoever.” The tenant has the advantage. They can avoid payments, wreak havoc on your property, and you can only invest in a good lawyer who can eventually bring them to court. Either way, it ends in you being out thousands of dollars.

Myers had a recent example in mind: Continue Reading →

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Damaged Windshield: Repair or Replace?

Broken and Shattered Windshield Pane

Is it just you or has that tiny chip in your windshield grown into a crack which has fingers reaching all the way over to the driver’s side? No, it’s not just you– chips from pebbles, sand, and other sources of impact can become big problems within no time. The windshield is a part of a car’s entire structural support, so damages need to be taken seriously. But when do we replace the windshield, and when do we repair it? Continue Reading →

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Spring Clean Your Yard

house and yard

Not that California is exactly coming out of a long and hard six month winter, but we have had our share of storms and wear on the yard and the house. With spring come the months of entertaining and playing outdoors, a sun that exposes more of the wear and tear, and of course, spring cleaning. Did you take our holiday hint and give yourself the gift of renovation? Here’s the next step– sprucing up the yard. Continue Reading →

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Insurance for Valentine’s Day Gifts

ruby red hearts

Did you find the perfect diamond necklace? The beautiful tennis bracelet that they’ve been aching for, the Rolex watch that you know is just right? Before you run out of the shop and over to your Valentine’s Day date, make sure your gift is insured. The insurance is just the cherry on top of this gift, to preserve the gesture in case of loss, theft, or destruction. The steps are easy, and you’ll still make it to dinner on time– we promise. Here’s what you can do: Continue Reading →

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What Does a “Hit and Run Accident” Mean?

Hit and run accident damage

What’s called a “hit-and-run” accident can be more broadly defined than you might assume. It’s not just the dramatic hit-and-run like those in the movies (cue car chase and mystery driver who actually has personal motive to hit your vehicle). A hit-and-run accident can involve cars, pedestrians, or even other pieces of property. If you’ve ever walked into the parking lot and felt your stomach sink to your toes at the sight of the shiny new dent in the rear of your vehicle, you know it takes a lot to quell the anxieties that come along with a hit-and-run. As an anticipatory measure, take a look at your coverage as it extends to hit-and-runs. Here’s the quick overview of the two types of coverages you should investigate: Continue Reading →

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Flood Insurance with El Niño — Why You Need It

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In our drought-plagued state, rain is something of a novelty; out come the coats, scarves and boots as we enthusiastically embrace the “winter season.” The ideal of rain aligns with scampering through puddles, the kids twirling under the droplets with umbrellas; curling up by the fire with a good book and a cup of coffee as the rain patters on the roof.

As lovely as these images are, El Niño brings another dimension to the winter months of December and January. Southern California hasn’t experienced El Niño since 1997; the conditions of which led to more than $30 billion in damages worldwide. This El Niño in particular is forecasted to feature the strongest storms ever recorded. Continue Reading →

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