Archive | Renter’s Insurance

Don’t Let Your Christmas Tree Ruin the Holidays

Christmas trees are beautiful, and such a symbol of the holidays. Bright lights, ornaments from years past, and gifts gathered underneath. But they can also be deadly—a tree and gifts can catch fire in as little as 60 seconds, and completely burn within 10 minutes, thanks to the combination of the tree’s dryness, electrical lighting malfunctions, and heating sources in the wrong places. This usually happens while the family is asleep, making smoke detectors even more essential. $13 million—that’s how much property damage costs Christmas trees create annually!

But still, how can you resist a live tree? If you have to have one, please follow these safety precautions at all times to keep your family, guests and friends safe: Continue Reading →

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Apartment Walk-Through Checklist

Once you’ve finally found the apartment you want, you most likely just want to finish the process once and for all: move in the furniture, set up the kitchen, and have a good night’s sleep. But before all of that, and before you even take the keys, schedule a walk through of the apartment with a landlord or rental agent. Be ready to note any problems with the apartment’s aesthetics and function. If you do this ahead of time you can prevent incurring fees for damage you didn’t cause in the first place. Come prepared with a notepad, a camera for photos and videos, and this list of what to check for: Continue Reading →

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