Archive | Safety

After Recent Spate of Gun Violence, Is Orange County Still Safe?

Article Tab: ladera-ranch-ended-shooti

Neighbors standing in front of the house in Red Leaf Lane, Ladera Ranch, where a woman was shot and killed yesterday morning. Photo courtesy of the O.C. Register, Paul Bersebach.

February 6: A five-hour stand-off with Laguna Beach Police and O.C. SWAT officers. February 6-12: A former LAPD officer goes on a violent spree throughout Orange, Los Angeles and San Bernardino Counties. February 20: A deadly rampage from sleepy Ladera Ranch all the way up to Orange.

Has Orange County become unsafe? Is violence here on the rise? Continue Reading →

Continue Reading

Are You Underinsured on Fire Damage Coverage? We Can Help.

You can never tell how close the wildfires will get to the suburbs.

We hope that your home is never destroyed by a fire, but it can happen. Especially with Southern California’s Santa Ana winds, which can whip up a simple fire and make it widespread and deadly.

Some people have found out that this isn’t the worst part of losing your home. The worst part comes when you submit the insurance claim, only to find out that you’re underinsured. Continue Reading →

Continue Reading

The Northridge Earthquake’s 19th Anniversary: January 17, 2013

This is not from a disaster movie. This is an actual photo from the Northridge earthquake in 1994.

Why are we talking about the 19th anniversary of an earthquake? Because it’s important to remember earthquake safety all the time. The most dangerous thing about earthquakes, besides their potential devastation, is that we cannot predict them with any certainty.

Nineteen years ago last Thursday, the San Fernando Valley in Southern California was violently shaken by what is now known as the Northridge earthquake. Lives were lost, and there was widespread catastrophic damage estimated at $15 billion in the earthquake that measured 6.7 on the Richter scale. Continue Reading →

Continue Reading

January Checklist for Home Improvement

Take care of your home, and it will last longer and provide higher resale values.

As a year ends and a new one begins, many of us make resolutions about being more active, eating a better diet, weeding through an old wardrobe or cleaning out cupboards for donations to goodwill. But what about your house? It can’t make these kind of plans to spruce itself up or keep itself in shape to live a long, healthy life.

Regular home maintenance is good for a property, extending its “economic age”, a term meaning the number of years a house is expected to survive. Continue Reading →

Continue Reading

How To Avoid Christmas Tree Fires

We know that many of you already put up your Christmas trees, and hopefully you’ve been enjoying their wonderful pine scent, festive looks and twinkling lights. Some people wait until closer to Christmas to choose the tree and decorate it.

Either way, you’ll probably hang treasured ornaments on it, and place your carefully chosen presents underneath it—presents you’ve probably spent a pretty penny on. Continue Reading →

Continue Reading

Holiday Safety Tips for Pets

At BMR Insurance Agency, we know how much our customers love their families. And we know that many people consider their pets to be part of the family, and some consider them their children. So we felt it was important to discuss some ways to make sure the four-legged family members stayed safe and healthy this holiday season. Continue Reading →

Continue Reading

Fire Safety Tips for the Hanukkah Celebration

Hanukkah starts this Saturday, December 8th, and for those of you who are not aware, one of the traditions of the Hanukkah celebration is the menorah. The menorah is a candelabra with nine branches that are lit during the eight-day Hanukkah holiday, and is used to celebrate a miracle, when the Jews found only enough pure olive oil to light the menorah for one day after a successful revolt centuries ago. The miracle was that the supply lasted eight days, until a new supply could be obtained. Nowadays, the menorah has eight candles to light each night during Hanukkah.

In addition to the menorah, another Hanukkah tradition is making latkes, pancakes made of potato and onion and fried in oil—another celebration of a small amount of oil keeping a long-lasting flame. And even as careful as you can be, most house fires are started in the kitchen, which means that you should be extra vigilant when using hot oil for cooking.

With one to eight candles burning nightly plus hot oil or grease, there’s bound to be some fire-related accidents. Please review this handy list of safety tips to practice during the Hanukkah celebration to keep your family safe and sound. Don’t ruin the holiday by accidentally burning your house down!

  1. This week is the perfect time to test the smoke detectors in your house, and change the batteries if needed.
  2. Buy a fire extinguisher and keep it near the place you’ll be setting up the menorah.
  3. Place the menorah on a non-flammable, solid and level surface.
  4. Make sure all candles are secure in their holders.
  5. Keep all flammable materials, including drapes, blinds, decorations and plants, away from the menorah.
  6. Before lighting your menorah, make sure that it is meant to be lit, and not for decorative purposes only.
  7. Electric menorahs should not be used if wiring insulation is frayed or broken.
  8. Never, and we mean NEVER, leave a lit menorah unattended.
  9. When cooking latkes, keep children away from the hot oil; ideally, keep children away from the kitchen.
  10. Keep frying pans on the back burners of the stove, and keep the handle of the pan(s) away from the edge so children cannot reach it.
  11. If cooking oil catches fire, turn off the gas or electric range and cover the pan with its lid—if you can do so at no risk to yourself. Ideally, use a fire extinguisher appropriate for grease fires.
  12. Never throw water or a wet towel on an oil fire, as that will cause the hot oil to splatter on you or ignite something nearby.

Please have a happy and safe Hanukkah celebration! Call us if you want to make sure your home is properly covered, along with all of its contents, give us a call. Those Hanukkah presents may need extra coverage that you don’t currently have. Call us at BMR Insurance Agency, where you’ll always get a real live BMR employee on the phone: 714-838-1911.

Continue Reading

BMR’s Thanksgiving Kitchen Safety Tips

We love all our customers as well as our fellow Orange County residents, and that’s why we’ve decided to write this post. It’s a fact, according to the National Fire Protection Association, that Thanksgiving Day is the leading day of the whole year for home fires involving cooking equipment.

It’s not a surprise, really. Unlike Christmas, Hanukkah and other December holidays in America, Thanksgiving is all about the food. Not just a little bit, either. It’s about the turkey, the whole turkey and nothing but the full-monty turkey dinner.

So, whatever you’re cooking up this Thursday, please remember these tips that come to you both from all of us at BMR Insurance Agency, but also the NFPA: Continue Reading →

Continue Reading