Archive | Safety

How To Stay Safe This Halloween

If we’re all honest, we get as excited about Halloween as our kids do. And while we have to be safe while attending (and getting to and from) our festive parties, we also have to be responsible for our kids: choosing costumes, trick or treating, and parties.

Try to review these with your kids before they hit the streets, ideally a few days before. Let’s face it: once they pick out their costume and see the candy in the stores, they’re not going to hear a thing you say. Especially because safety is boring in their minds, so read on for some good tips. Continue Reading →

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Don’t Rely On Driver Assist Systems, Says Insurance Institute


Earlier this month, the Insurance Institute for Highway Safety published a paper titled “Reality Check” after testing five of the electronic driver assist programs for Tesla, Mercedes, BMW and Volvo, both on a track and on public roads.

The result? “Cars and trucks with electronic driver assist systems may not see stopped vehicles and could even steer you into a crash if you’re not paying attention,” writes The Associated Press in an article on the Insurance Business website. Continue Reading →

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How to Avoid Tire Trouble

The trouble with tires is we sometimes won’t do any maintenance until they’re giving out underneath us on the freeway. We’ve all driven past someone with a flat and been thankful it wasn’t us–then comes the day where it is us. Here are some reasons we wind up with a flat tire:

  1. Puncture by a sharp object
  2. Failure or damage to the valve stem (the piece that sticks out from the tire that you unscrew when a tire needs air)
  3. Tread wear/rips
  4. Improper inflation

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What to Do If Your Wallet Is Stolen

You reach in your back pocket for your wallet– and it’s gone. With a sinking feeling, the first thing you might want to do is run from place to place in a panic. But if you take the following steps, you’ll save yourself, your bank account, and your identity a lot of trouble. Continue Reading →

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Check Your CO Detector Annually

New Year’s is a time of fresh beginnings. Start 2018 off as safe as possible in your home. Check your CO detectors, as winter is peak time for cases of carbon monoxide poisoning. Carbon monoxide is colorless, odorless, and deadly. It emits from burning wood, kerosene, natural gas, and oil. As we warm and seal our homes in winter, the chances of CO exposure are high. Continue Reading →

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Kids Can Help With Thanksgiving Dinner Too

Whether hosting a family of 5 or a gathering of 50, Thanksgiving dinner requires plenty of planning and a lot of time. It can be hard to do it all and enjoy the festivities yourself. One of the ways you can transform your Turkey Day dinner into a successful and enjoyable affair is to sign off tasks to your best little helpers: the kids.

Kids of any age can help out, and both you and they will find the holiday to be more memorable and meaningful. Continue Reading →

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Happy Halloween Safety Review

Halloween has arrived! And with it, costumes, pumpkin carving (and pumpkin spice flavored goodies), decorations, and enough candy to last the year. Take care of your little ghoulish ghosts and wicked witches this year by adhering to safe practices in all of your Halloween festivities. Continue Reading →

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Check Windshield Wiper Blades

It’s the end of a long, hot summer (not unusual in southern California), and the first rain comes. You get in the car, turn on the windshield wipers…only to find that they aren’t working and you can’t see out the windshield. And beyond its inconvenience, this is a major safety hazard of impaired visibility. Wipers taking a beating in winter months, and can wear out within a few uses, while the summer heat dries and cracks the rubber. Avoid any unpleasant surprises with some easy maintenance through the year.

Replace Like a Pro   

Blades should be replaced every 6 to 12 months, according to most experts. Here are 4 steps to take in replacing the blades on your own. (Not feeling confident in your windshield wiper replacing abilities? Bring your car by a car shop and they’ll usually do it right there for you!)

  1. Which fit? – Measure the length of the wiper blades, or check your car owner’s manual for the correct blade measurement.
  2. Out with the old – Lift the arm of the wiper away from the windshield, and press the tab on the underside of the wiper. This should allow you to slide the wiper blade off the arm. (Need a visual? Watch this tutorial.)
  3. In with the new – Put the new wiper blade tightly on the arm. A clicking sound will tell you that it is secure. Lower the arm back to the windshield and repeat with the other wiper.
  4. Test – Before you drive off, test the new blades out.

There’s one less thing to worry about as the winter season approaches! Go to our blog archive for other helpful tricks and tips.

Questions? Call BMR Insurance at 714-838-1911 for a quote or advice regarding your coverage. We’d love to hear from you!


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Can a Dealer Sell a Used Car on Recall?

Buying a used car can be a hassle. If you’re buying through a private seller, you need to get your car checked out by a mechanic, and that takes time and costs money. You may think it’s easier, safer, and more reliable to buy a used car from a dealership, especially when they have a “certified pre-owned” used car program.

But does that mean it’s perfect? Everything’s fixed and ready to drive off the lot? Not necessarily. You might be surprised to see a car on a dealer’s used car lot, check the CarFax and find that it’s on an open recall for the replacement of a Takata air bag inflator. Continue Reading →

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