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Halloween is All Around Us in Orange County!


Christmas with its festive decorations, food and presents is arguably the biggest and most uplifting holiday we have in any given year. Red, white and silver seem to be the dominant colors and Santa Claus surrounded by elves and reindeer are the stars of the season. Everything sparkles!

But that’s not for a few months, so right now there is Halloween! Sure, orange and black are the primary color scheme, but that’s where uniformity ends and human imagination takes a (strangle)hold on costuming and decorations. Most is all in the theme of having fun looking and acting like some terrible ghost or zombie, but you can never call Halloween “predictable”. Continue Reading →

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Is Rental Property Hot Tub Safe For Tenants?

Preteen Soaking

Since it’s Pool Safety Week, we wanted to continue on this theme for this week’s blog. And we’ve decided to talk about a swimming pool’s little sibling: The hot tub. Most homes that have a swimming pool also have a hot tub, especially here in California. And then there’s those homes that don’t have room for a pool, so they install a nice hot tub in the backyard instead.

A customer asked us this question recently, and we thought it would be great to share with everyone: Continue Reading →

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It’s Pool Safety Week: BMR Insurance’s Top Tips

girl in the swimming pool

With summer aquatic fun in full gear, we at BMR would like to highlight Pool Safely Week 2013. The U.S. Consumer Product Safety Commission (CPSC) put together this public awareness campaign, which runs from July 28 to August 3, to teach the tenets of basic swimming safety at area pools, water parks and other aquatic facilities.

The CPSC has created a list of “Simple Steps to Save Lives” that include critical methods to teach parents and other caregivers alertness and water skills. They include the following recommendations: Continue Reading →

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How to Avoid Insurance Claims on Fourth of July

freeimage-788896-webWith nine Orange County cities (Buena Park, Costa Mesa, Fullerton, Garden Grove, Huntington Beach, Santa Ana, Stanton, Villa Park and Westminster) selling “Safe and Sane” fireworks this year, it’s important to review some of the most common claims that occur around this holiday. Here’s BMR Insurance Agency’s tips on how to avoid insurance claims on Fourth of July.

Injuries from fireworks: The best way to avoid a trip to the urgent care or emergency room this Fourth of July (or a surprise home fire) is to leave the fireworks to professional handlers. Approximately 8,500 people end up in emergency rooms each year due to injuries from fireworks, the US Consumer Product Safety Commission reported. Continue Reading →

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Fourth of July Road Trip Safety Tips

Are you going to Death Valley? Get your car checked.

Are you going to Death Valley? Get your car checked.

How far are you going for your Independence Day celebrations? If you’re hosting a party, that’s good for you—that means you don’t have to be on the road during what can be a dangerous weekend for drivers.

This year, it may even be more dangerous, since the 4th of July lands on a Thursday. That means Wednesday night fun with a side of drunk driving, more cars on the road Thursday getting to the festivities, and then three more nights of no work in the morning. Continue Reading →

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How Safe are They? Fourth of July Fireworks Safety Information

Circle of Sparks

Didn’t we all love making drawings with sparklers when we were kids?

What American doesn’t love the Fourth of July? It’s a perfect excuse to have a party, fire up the barbecue, catch up with friends and light some fireworks.

Now, we know that there aren’t many areas in Orange County that are allowed to have fireworks, but there are a few: Buena Park, Costa Mesa, Fullerton, Garden Grove, Huntington Beach, Santa Ana, Stanton, Villa Park and Westminster. These cities allow state-approved fireworks only, but that doesn’t mean that “state-approved” means “safe”. Continue Reading →

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Another California Earthquake. Are You Insured?

Do you know the percentage of California homeowners who have earthquake insurance? Would you assume that more than 50 percent of homeowners in this fair state had earthquake insurance?

You’d be wrong, and way off. A mere 17 percent of them have earthquake insurance, and that’s not a good thing. In fact, most residential insurance policies don’t offer earthquake coverage—not since the Northridge earthquake in 1994. But if a quake strikes without it, you’ll be liable for all costs to repair or rebuild your home, to replace property and for temporary housing. Continue Reading →

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Don’t Make This Weekend Your Memorial Day

Accidents can happen, and statistically they happen more on Memorial Day weekend than any other time.

Of all the national holidays perhaps Memorial Day is most aptly named. Not for the reasons of recognizing all those brave souls that gave life and limb for the freedom we so enjoy, but for the fact that the holiday can fatefully be your personal memorial. It seems that this holiday draws more people to traveling on our roads and freeways. As it is often said, “accidents happen”, and that adage is particularly true for this holiday. Continue Reading →

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If You Play, You Will Pay: Driving Under the Influence in California

Been drinking? Please take a taxi.

A recent study conducted statewide attempted to determine the extent to which drivers were under the influence of alcohol and/or drugs. This was a voluntary test conducted to get real numbers about drivers driving under influence of a foreign substance such as alcohol or illegal drugs, including marijuana, prescription drugs and over-the-counter medications.

This was a weekend test at locations in nine California cities. The results? Fourteen percent of the 1,300 drivers tested positive for driving under the influence of illegal and/or prescription drugs. Most prevalent was marijuana with 7.4 percent. Another 7 percent were driving with alcohol in their system. Continue Reading →

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The Sad Realities of Texting While Driving

© Photo courtesy of StuNewsLaguna

Does this photograph illustrate that driving an eco-friendly electric vehicle is safe? Hardly, and in this case it’s not the point! It does show what might happen if you are driving and distracted. In this local collision on Laguna Canyon Road recently, two lives were lost and the one life that was spared will never be the same. While final investigation results have not been released regarding the cause of the crash, it really doesn’t matter to anyone except for the driver of this car. Continue Reading →

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