Tag Archives | free insurance quote

Don’t Make This Weekend Your Memorial Day

Accidents can happen, and statistically they happen more on Memorial Day weekend than any other time.

Of all the national holidays perhaps Memorial Day is most aptly named. Not for the reasons of recognizing all those brave souls that gave life and limb for the freedom we so enjoy, but for the fact that the holiday can fatefully be your personal memorial. It seems that this holiday draws more people to traveling on our roads and freeways. As it is often said, “accidents happen”, and that adage is particularly true for this holiday. Continue Reading →

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Insurance Scam Targets the Elderly…and the Uninformed

Don't get taken in by unscrupulous real estate transactions.

There are countless reasons why the transactions surrounding buying and selling real estate is a lightning rod for various scams and illegal actions. Often insurance is used as a conduit for siphoning money from uninformed homeowners. Quite often elderly individuals get trapped in illegal transactions that end up costing them their entire life’s savings. Continue Reading →

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Think Your Car is Safe and Secure? Not So Fast…

It's not just you who thinks your new Aston Martin is a beautiful car....

So, you finally bought that gleaming new dream car with chrome wheels and a special electronic security system that will foil any attempts to steal your prized possession! Do not be so certain of your invincibility when it comes to avoiding auto theft. If anything, the emerging electronic-based auto is easier to invade—with a payoff that is much greater than in the past. Continue Reading →

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If You Assume You’re Covered, You’ll Get a Nasty Surprise

Poor Mr. Smith. The money he saved for retirement has literally gone down the toilet due to an assumption about coverage.

Mr. Smith was living out his days in the Laguna Woods community, pretty much free of worries. His health was failing, but still he remained upbeat about his surroundings. There were no family members to look after him, but he was used to taking care of himself and, after all, was living in a community of his peers created just for retirees like him.

Then it happened. He left a pan of water heating on the stove and retired for the evening. Later he awoke to a raging fire. He escaped with the clothes on his back, but that was all. Continue Reading →

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Eight Arrested for Staging Car Crashes and Damage

Real or fake? Criminals stage car accidents to create false insurance claims that raise everyone's premiums.

Nobody likes to hear that car insurance rates are rising, do they? But some people, it seems, don’t understand that their criminal activity is actually a big part of the problem. Although criminals aren’t really worried about us regular working Joes, are they? Continue Reading →

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After Recent Spate of Gun Violence, Is Orange County Still Safe?

Article Tab: ladera-ranch-ended-shooti

Neighbors standing in front of the house in Red Leaf Lane, Ladera Ranch, where a woman was shot and killed yesterday morning. Photo courtesy of the O.C. Register, Paul Bersebach.

February 6: A five-hour stand-off with Laguna Beach Police and O.C. SWAT officers. February 6-12: A former LAPD officer goes on a violent spree throughout Orange, Los Angeles and San Bernardino Counties. February 20: A deadly rampage from sleepy Ladera Ranch all the way up to Orange.

Has Orange County become unsafe? Is violence here on the rise? Continue Reading →

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Ten Tips to Stay Warm & Safe This Winter

No, we rarely have to do this, but we do feel a little winter cold in Orange County! Our sympathies to those caught in the snow storm last week.

No, it doesn’t get that cold in California in the winters, especially in Orange County, although the mountains do see snow this time of year. But we dare anyone to tell us they didn’t get shivers up their spine seeing photos and video of the snowstorm back East! Anyone? No, we thought not.

And even though us Californians don’t have much to worry about in the way of freezing temperatures, we are complete “weather wimps” and still bust out the space heaters and start up the fireplaces when the nights and mornings are chilly. Continue Reading →

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Are You Underinsured on Fire Damage Coverage? We Can Help.

You can never tell how close the wildfires will get to the suburbs.

We hope that your home is never destroyed by a fire, but it can happen. Especially with Southern California’s Santa Ana winds, which can whip up a simple fire and make it widespread and deadly.

Some people have found out that this isn’t the worst part of losing your home. The worst part comes when you submit the insurance claim, only to find out that you’re underinsured. Continue Reading →

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The Northridge Earthquake’s 19th Anniversary: January 17, 2013

This is not from a disaster movie. This is an actual photo from the Northridge earthquake in 1994.

Why are we talking about the 19th anniversary of an earthquake? Because it’s important to remember earthquake safety all the time. The most dangerous thing about earthquakes, besides their potential devastation, is that we cannot predict them with any certainty.

Nineteen years ago last Thursday, the San Fernando Valley in Southern California was violently shaken by what is now known as the Northridge earthquake. Lives were lost, and there was widespread catastrophic damage estimated at $15 billion in the earthquake that measured 6.7 on the Richter scale. Continue Reading →

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Hitting the Slopes This Winter? Insure Those Skis.

Planning on hitting the slopes with your own skis?

We haven’t had a ton of snow yet in California to make the ski season exciting. Yet….let’s hope we get a few more winter storms that make Mammoth, Tahoe and Bear Valley worth the drive for some excellent skiing on the slopes.

But many ski and snowboarding enthusiasts won’t wait for the skiing to get good here in California, and will pack their skis on a plane to get to Vail and Aspen in Colorado, Sun Valley in Idaho or  Park City in Utah. Continue Reading →

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