Often times we find ourselves in a situation that we don’t want to be in. Coming home and finding your apartment or home cleaned out by a thief is definitely one of them. But would you know what to do if something like this happened to you? The typical answer is to call the police. However, from an insurance standpoint, there are many things that can be done before and after a robbery that can help make the best of a bad situation.
1. Create a home inventory.
The worst time to realize that you haven’t done a home inventory is when you’re robbed. Do it right now, and then on a regular basis like monthly or quarterly. Ask BMR Insurance for help on what to record and if you need certain things covered under sublimits.
2. Don’t touch the scene of the crime.
Depending on the situation, the police need to perform an investigation. Do not clean up and definitely don’t move or put your fingerprints on anything, as that will compromise potential evidence.
3. Call the police.
Cooperate with the law officers so they have the best chances possible to find the perpetrator. Continue Reading →