Tag Archives | home inventory record

Special Events Insurance: For a Perfect Event or Wedding

Insuring your wedding is not only possible but recommended.

When life throws you lemons, make sure you are insured! With so many possible unforeseen accidents that could go wrong, we at BMR Insurance feel that it is always better to be safe than sorry when it comes to protecting your assets, from insuring your car to even significant events in your life.  That’s right—with BMR Insurance, it is possible to insure your most special events, like your wedding day or your child’s birthday party.

Other companies offer meager wedding insurance that only covers venue liabilities, but BMR Insurance’s plans are detail-specific and will insure just about every aspect of your big day.  Our wedding insurance covers every possible disaster scenario that could occur, from postponement of the event itself, cake malfunctions, bad weather, to even staff no-shows (unfortunately, we cannot be held responsible for a missing groom!).  Of course, a comprehensive plan like this comes with a formidable price tag, but for the biggest event of your life, you would not want to be cutting any corners. Continue Reading →

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Creating a Home Inventory for Insurance Claims

How can you replace your property if you don’t know what it is, how much you have or what kind it is? Anyone who owns or rents a home or condo is always at risk for property damage, whether it be from natural disasters or by robbery or theft.  As a safety precaution, it is important to not only know the worth of your belongings, but also to keep a record of them in the unfortunate event that you might have to file for an insurance claim to replace your lost belongings. BMR Insurance recommends keeping an accurate record of your belongings. It will not only ensure that you will have adequate insurance to cover your assets, but will also simplify the process of filing insurance claims.

The best way to keep record of what you have is through compiling an inventory.  There are several ways to conduct inventory for your home.  You can do a home walk-through yourself—just verbally record your belongings into a tape recorder or log your belongings in a structured form as you go.  But the fastest, most efficient and accurate method of documenting your belongings is to literally document them through a video recording. Continue Reading →

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