Tag Archives | house insurance

How To Avoid Christmas Tree Fires

We know that many of you already put up your Christmas trees, and hopefully you’ve been enjoying their wonderful pine scent, festive looks and twinkling lights. Some people wait until closer to Christmas to choose the tree and decorate it.

Either way, you’ll probably hang treasured ornaments on it, and place your carefully chosen presents underneath it—presents you’ve probably spent a pretty penny on. Continue Reading →

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Fire Safety Tips for the Hanukkah Celebration

Hanukkah starts this Saturday, December 8th, and for those of you who are not aware, one of the traditions of the Hanukkah celebration is the menorah. The menorah is a candelabra with nine branches that are lit during the eight-day Hanukkah holiday, and is used to celebrate a miracle, when the Jews found only enough pure olive oil to light the menorah for one day after a successful revolt centuries ago. The miracle was that the supply lasted eight days, until a new supply could be obtained. Nowadays, the menorah has eight candles to light each night during Hanukkah.

In addition to the menorah, another Hanukkah tradition is making latkes, pancakes made of potato and onion and fried in oil—another celebration of a small amount of oil keeping a long-lasting flame. And even as careful as you can be, most house fires are started in the kitchen, which means that you should be extra vigilant when using hot oil for cooking.

With one to eight candles burning nightly plus hot oil or grease, there’s bound to be some fire-related accidents. Please review this handy list of safety tips to practice during the Hanukkah celebration to keep your family safe and sound. Don’t ruin the holiday by accidentally burning your house down!

  1. This week is the perfect time to test the smoke detectors in your house, and change the batteries if needed.
  2. Buy a fire extinguisher and keep it near the place you’ll be setting up the menorah.
  3. Place the menorah on a non-flammable, solid and level surface.
  4. Make sure all candles are secure in their holders.
  5. Keep all flammable materials, including drapes, blinds, decorations and plants, away from the menorah.
  6. Before lighting your menorah, make sure that it is meant to be lit, and not for decorative purposes only.
  7. Electric menorahs should not be used if wiring insulation is frayed or broken.
  8. Never, and we mean NEVER, leave a lit menorah unattended.
  9. When cooking latkes, keep children away from the hot oil; ideally, keep children away from the kitchen.
  10. Keep frying pans on the back burners of the stove, and keep the handle of the pan(s) away from the edge so children cannot reach it.
  11. If cooking oil catches fire, turn off the gas or electric range and cover the pan with its lid—if you can do so at no risk to yourself. Ideally, use a fire extinguisher appropriate for grease fires.
  12. Never throw water or a wet towel on an oil fire, as that will cause the hot oil to splatter on you or ignite something nearby.

Please have a happy and safe Hanukkah celebration! Call us if you want to make sure your home is properly covered, along with all of its contents, give us a call. Those Hanukkah presents may need extra coverage that you don’t currently have. Call us at BMR Insurance Agency, where you’ll always get a real live BMR employee on the phone: 714-838-1911.

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BMR’s Thanksgiving Kitchen Safety Tips

We love all our customers as well as our fellow Orange County residents, and that’s why we’ve decided to write this post. It’s a fact, according to the National Fire Protection Association, that Thanksgiving Day is the leading day of the whole year for home fires involving cooking equipment.

It’s not a surprise, really. Unlike Christmas, Hanukkah and other December holidays in America, Thanksgiving is all about the food. Not just a little bit, either. It’s about the turkey, the whole turkey and nothing but the full-monty turkey dinner.

So, whatever you’re cooking up this Thursday, please remember these tips that come to you both from all of us at BMR Insurance Agency, but also the NFPA: Continue Reading →

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How to Prevent Your Home from Flooding

Although we're on the West Coast, big storms can hit us too.

It was difficult for us in Southern California to understand the devastation left behind on the East Coast by Hurricane Sandy, especially as we were enjoying record temperatures and true “beach weather”.

But just think back to two Decembers ago, when downtown Laguna Beach was under four feet of water right before the Christmas holiday. Although not as bad as a hurricane by any means, that storm devastated south Orange County, and had people being rescued from their roofs, homes were destroyed and old-growth trees uprooted. Then there were the windstorms last year at this time that were sweeping the Southland, causing millions in damages to homes, businesses and cities. Continue Reading →

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Be Safe, Tustin! Halloween Fire Safety Tips from BMR Insurance

Don't follow this example—those candles could easily set the other decor on fire!

No child can resist the lure of Halloween, it seems. And why not? Besides the promise of bags and bags of candy and treats, they get to dress up as their favorite princess, superhero or character. It’s when the whole nation comes together to play “Pretend”!

But because children get so excited about the holiday, it’s up to us adults to keep them from mistakes and accidents that might happen on Halloween, and in the preparation. All of us at BMR Insurance Agency wish everyone a safe and happy Halloween, so we wanted to share some safety tips that will keep both your house and its visitors free from fire-related accidents. Continue Reading →

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Scam Artists Prey on Disaster Victims, Even in Orange County

We might think that just because we’re in affluent Orange County, where usually not much happens in the way of disasters, we’re safe from scam artists. Just because we don’t have hurricanes, flooding rivers, tornadoes or blizzards—just wildfires, mudslides and earthquakes—doesn’t mean we don’t have criminals that are ready to make money off the back of someone’s heartbreak. Continue Reading →

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Fire Facts: It’s National Fire Prevention Week!

Did you know that a home structure fire was reported every 85 seconds in 2010?

We take house fires pretty seriously here at BMR Insurance Agency. We truly care about our customers and their families, and want to make sure that they never have to use that homeowners insurance policy we set up for them. But in case of emergency, we also want everyone to know exactly what they should do to ensure their safety. Continue Reading →

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Winter Is Coming: Is Your Roof Ready?

Don't wait this long to get your roof checked!

Yes, we swear. Even though it’s sweltering out there right now, winter is indeed on its way. And even though our winter won’t be as bad as the fictional winter of the Game of Thrones, we should be bracing for an El Niño. Last year we had an La Niña winter, which means it was dry and fairly warm, so you can guess what an El Niño is—a heck of a lot of wet, cold rain.

Because there are varying degrees of an El Niño weather system, we’re not absolutely sure what to expect this year in the way of wind, rain and flooding. We’re in the insurance business to keep our customers safe, happy and in this case, dry. Continue Reading →

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What NOT To Do When an Earthquake Hits!

elevatorMost of us California residents know exactly what to do in the event of an earthquake, especially if we grew up here. Do you remember the earthquake drills in elementary schools, teaching you to get under your desk and cover the back of your neck with your hands? Second only in popularity to the fire drill of “Stop, Drop and Roll”…

But there are people moving to Southern California every day from across the nation, and across the world. Blame our beautiful weather or thriving business environment, but either way, we’re a draw for immigrants looking for sun and success. And these people may have never experienced the “fun” of an earthquake before, so we thought we’d outline the definite “DON’Ts” for our quake newbies! Continue Reading →

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Pool Safety Week: July 22-29

Don't let your children play in the pool unsupervised, especially if they are under five.

Do you have a pool and children? Many Orange County residents would love a pool, especially on a day like today when the sun is shining and the kids are out of school. Next week is Pool Safety Week, and we take safety very seriously at BMR Insurance Agency. Continue Reading →

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