Tag Archives | insurance policies

The Sad Realities of Texting While Driving

© Photo courtesy of StuNewsLaguna

Does this photograph illustrate that driving an eco-friendly electric vehicle is safe? Hardly, and in this case it’s not the point! It does show what might happen if you are driving and distracted. In this local collision on Laguna Canyon Road recently, two lives were lost and the one life that was spared will never be the same. While final investigation results have not been released regarding the cause of the crash, it really doesn’t matter to anyone except for the driver of this car. Continue Reading →

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Insurance Scam Targets the Elderly…and the Uninformed

Don't get taken in by unscrupulous real estate transactions.

There are countless reasons why the transactions surrounding buying and selling real estate is a lightning rod for various scams and illegal actions. Often insurance is used as a conduit for siphoning money from uninformed homeowners. Quite often elderly individuals get trapped in illegal transactions that end up costing them their entire life’s savings. Continue Reading →

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Think Your Car is Safe and Secure? Not So Fast…

It's not just you who thinks your new Aston Martin is a beautiful car....

So, you finally bought that gleaming new dream car with chrome wheels and a special electronic security system that will foil any attempts to steal your prized possession! Do not be so certain of your invincibility when it comes to avoiding auto theft. If anything, the emerging electronic-based auto is easier to invade—with a payoff that is much greater than in the past. Continue Reading →

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If You Assume You’re Covered, You’ll Get a Nasty Surprise

Poor Mr. Smith. The money he saved for retirement has literally gone down the toilet due to an assumption about coverage.

Mr. Smith was living out his days in the Laguna Woods community, pretty much free of worries. His health was failing, but still he remained upbeat about his surroundings. There were no family members to look after him, but he was used to taking care of himself and, after all, was living in a community of his peers created just for retirees like him.

Then it happened. He left a pan of water heating on the stove and retired for the evening. Later he awoke to a raging fire. He escaped with the clothes on his back, but that was all. Continue Reading →

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Eight Arrested for Staging Car Crashes and Damage

Real or fake? Criminals stage car accidents to create false insurance claims that raise everyone's premiums.

Nobody likes to hear that car insurance rates are rising, do they? But some people, it seems, don’t understand that their criminal activity is actually a big part of the problem. Although criminals aren’t really worried about us regular working Joes, are they? Continue Reading →

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After Recent Spate of Gun Violence, Is Orange County Still Safe?

Article Tab: ladera-ranch-ended-shooti

Neighbors standing in front of the house in Red Leaf Lane, Ladera Ranch, where a woman was shot and killed yesterday morning. Photo courtesy of the O.C. Register, Paul Bersebach.

February 6: A five-hour stand-off with Laguna Beach Police and O.C. SWAT officers. February 6-12: A former LAPD officer goes on a violent spree throughout Orange, Los Angeles and San Bernardino Counties. February 20: A deadly rampage from sleepy Ladera Ranch all the way up to Orange.

Has Orange County become unsafe? Is violence here on the rise? Continue Reading →

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Ten Tips to Stay Warm & Safe This Winter

No, we rarely have to do this, but we do feel a little winter cold in Orange County! Our sympathies to those caught in the snow storm last week.

No, it doesn’t get that cold in California in the winters, especially in Orange County, although the mountains do see snow this time of year. But we dare anyone to tell us they didn’t get shivers up their spine seeing photos and video of the snowstorm back East! Anyone? No, we thought not.

And even though us Californians don’t have much to worry about in the way of freezing temperatures, we are complete “weather wimps” and still bust out the space heaters and start up the fireplaces when the nights and mornings are chilly. Continue Reading →

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Tustin Named as Forbes’ Top 25 Towns to Live Well

For over 30 years, BMR's experienced team has helped Tustin businesses succeed.

We knew it already, didn’t we? For sure, BMR Insurance Agency wouldn’t be celebrating over 30 years in business in Tustin if it wasn’t such a wonderful place to live.

But it’s always nice to get confirmation! And that’s exactly what Forbes Magazine did late last year, telling the world what a lovely life we live here in Tustin. Continue Reading →

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Fire Safety Tips for the Hanukkah Celebration

Hanukkah starts this Saturday, December 8th, and for those of you who are not aware, one of the traditions of the Hanukkah celebration is the menorah. The menorah is a candelabra with nine branches that are lit during the eight-day Hanukkah holiday, and is used to celebrate a miracle, when the Jews found only enough pure olive oil to light the menorah for one day after a successful revolt centuries ago. The miracle was that the supply lasted eight days, until a new supply could be obtained. Nowadays, the menorah has eight candles to light each night during Hanukkah.

In addition to the menorah, another Hanukkah tradition is making latkes, pancakes made of potato and onion and fried in oil—another celebration of a small amount of oil keeping a long-lasting flame. And even as careful as you can be, most house fires are started in the kitchen, which means that you should be extra vigilant when using hot oil for cooking.

With one to eight candles burning nightly plus hot oil or grease, there’s bound to be some fire-related accidents. Please review this handy list of safety tips to practice during the Hanukkah celebration to keep your family safe and sound. Don’t ruin the holiday by accidentally burning your house down!

  1. This week is the perfect time to test the smoke detectors in your house, and change the batteries if needed.
  2. Buy a fire extinguisher and keep it near the place you’ll be setting up the menorah.
  3. Place the menorah on a non-flammable, solid and level surface.
  4. Make sure all candles are secure in their holders.
  5. Keep all flammable materials, including drapes, blinds, decorations and plants, away from the menorah.
  6. Before lighting your menorah, make sure that it is meant to be lit, and not for decorative purposes only.
  7. Electric menorahs should not be used if wiring insulation is frayed or broken.
  8. Never, and we mean NEVER, leave a lit menorah unattended.
  9. When cooking latkes, keep children away from the hot oil; ideally, keep children away from the kitchen.
  10. Keep frying pans on the back burners of the stove, and keep the handle of the pan(s) away from the edge so children cannot reach it.
  11. If cooking oil catches fire, turn off the gas or electric range and cover the pan with its lid—if you can do so at no risk to yourself. Ideally, use a fire extinguisher appropriate for grease fires.
  12. Never throw water or a wet towel on an oil fire, as that will cause the hot oil to splatter on you or ignite something nearby.

Please have a happy and safe Hanukkah celebration! Call us if you want to make sure your home is properly covered, along with all of its contents, give us a call. Those Hanukkah presents may need extra coverage that you don’t currently have. Call us at BMR Insurance Agency, where you’ll always get a real live BMR employee on the phone: 714-838-1911.

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