Tag Archives | Irvine

Have You Been Asked to Be An Estate’s Trustee?

If you are a responsible individual, have held important positions, or shown leadership qualities in your private or professional life, you may be asked to serve as a Trustee of an estate. It is especially likely if you have an accounting our legal background. Maybe you just happen to be the responsible sibling in a family. The estate could be a simple trust for an elderly family member, or a complex estate with complex financial holdings and considerable value. It may not even be within your family. Continue Reading →

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Eight Arrested for Staging Car Crashes and Damage

Real or fake? Criminals stage car accidents to create false insurance claims that raise everyone's premiums.

Nobody likes to hear that car insurance rates are rising, do they? But some people, it seems, don’t understand that their criminal activity is actually a big part of the problem. Although criminals aren’t really worried about us regular working Joes, are they? Continue Reading →

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After Recent Spate of Gun Violence, Is Orange County Still Safe?

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Neighbors standing in front of the house in Red Leaf Lane, Ladera Ranch, where a woman was shot and killed yesterday morning. Photo courtesy of the O.C. Register, Paul Bersebach.

February 6: A five-hour stand-off with Laguna Beach Police and O.C. SWAT officers. February 6-12: A former LAPD officer goes on a violent spree throughout Orange, Los Angeles and San Bernardino Counties. February 20: A deadly rampage from sleepy Ladera Ranch all the way up to Orange.

Has Orange County become unsafe? Is violence here on the rise? Continue Reading →

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Are You Underinsured on Fire Damage Coverage? We Can Help.

You can never tell how close the wildfires will get to the suburbs.

We hope that your home is never destroyed by a fire, but it can happen. Especially with Southern California’s Santa Ana winds, which can whip up a simple fire and make it widespread and deadly.

Some people have found out that this isn’t the worst part of losing your home. The worst part comes when you submit the insurance claim, only to find out that you’re underinsured. Continue Reading →

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How to Prevent Your Home from Flooding

Although we're on the West Coast, big storms can hit us too.

It was difficult for us in Southern California to understand the devastation left behind on the East Coast by Hurricane Sandy, especially as we were enjoying record temperatures and true “beach weather”.

But just think back to two Decembers ago, when downtown Laguna Beach was under four feet of water right before the Christmas holiday. Although not as bad as a hurricane by any means, that storm devastated south Orange County, and had people being rescued from their roofs, homes were destroyed and old-growth trees uprooted. Then there were the windstorms last year at this time that were sweeping the Southland, causing millions in damages to homes, businesses and cities. Continue Reading →

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Be Safe, Tustin! Halloween Fire Safety Tips from BMR Insurance

Don't follow this example—those candles could easily set the other decor on fire!

No child can resist the lure of Halloween, it seems. And why not? Besides the promise of bags and bags of candy and treats, they get to dress up as their favorite princess, superhero or character. It’s when the whole nation comes together to play “Pretend”!

But because children get so excited about the holiday, it’s up to us adults to keep them from mistakes and accidents that might happen on Halloween, and in the preparation. All of us at BMR Insurance Agency wish everyone a safe and happy Halloween, so we wanted to share some safety tips that will keep both your house and its visitors free from fire-related accidents. Continue Reading →

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Scam Artists Prey on Disaster Victims, Even in Orange County

We might think that just because we’re in affluent Orange County, where usually not much happens in the way of disasters, we’re safe from scam artists. Just because we don’t have hurricanes, flooding rivers, tornadoes or blizzards—just wildfires, mudslides and earthquakes—doesn’t mean we don’t have criminals that are ready to make money off the back of someone’s heartbreak. Continue Reading →

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Fire Facts: It’s National Fire Prevention Week!

Did you know that a home structure fire was reported every 85 seconds in 2010?

We take house fires pretty seriously here at BMR Insurance Agency. We truly care about our customers and their families, and want to make sure that they never have to use that homeowners insurance policy we set up for them. But in case of emergency, we also want everyone to know exactly what they should do to ensure their safety. Continue Reading →

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