Tag Archives | Orange County insurance agent

Consumers Have the Right to Ask for a U.S. Call Center Representative

10061369_m

Finding answers become easier and easier as society progresses further into the “Information Age”. Our experience with technology’s maximized efficiency and instant results fosters within us an expectation of the same processes in our human interactions. In most cases, 800 numbers hardly guarantee such an interaction– usually leading to circular communication between members of this and that office and all sorts of red tape to trip over. Typically one pulls these numbers out to address an issue under both time and convenience restraints. When seeking answers about your insurance policy and all that falls under its umbrella, and personal property and coverage is on the line, you don’t want to be running into roadblocks. Continue Reading →

Continue Reading

Ways to Save on Insurance Premiums

freeimage-8463872-webAt BMR Insurance Agency, all of our agents love to help you save money. Why? Because we are people too! We know what it’s like to have a few extra bucks at the end of the month to treat yourself, rather than spending it on something that may be necessary, but doesn’t give you an immediate benefit.

So we’ve put together some interesting and little-used ways of getting some discounts on your car insurance and homeowners insurance. Check out these ways to save on insurance premiums, and see if you can save! Continue Reading →

Continue Reading

Flood Insurance: A Necessary Evil for Homeowners?

A photo of Moore, Oklahoma on June 3, 2103 less than a month after a Level 5 tornado hit the town. Photo courtesy of Facebook.

As expected medical health care costs, premiums, and coverage are hogging the headlines right now, and rightfully so. Only natural disasters push these medical insurance headlines off the front pages, like floods, tornadoes and forest fires. These are insurance issues that have significant financial impact upon policyholders that do not make it to the front page—or even the second or third—and are the ones that need immediate attention. Consider the Wall Street Journal’s recent article on flood insurance. Continue Reading →

Continue Reading

Insurance Scam Targets the Elderly…and the Uninformed

Don't get taken in by unscrupulous real estate transactions.

There are countless reasons why the transactions surrounding buying and selling real estate is a lightning rod for various scams and illegal actions. Often insurance is used as a conduit for siphoning money from uninformed homeowners. Quite often elderly individuals get trapped in illegal transactions that end up costing them their entire life’s savings. Continue Reading →

Continue Reading

Ten Tips to Stay Warm & Safe This Winter

No, we rarely have to do this, but we do feel a little winter cold in Orange County! Our sympathies to those caught in the snow storm last week.

No, it doesn’t get that cold in California in the winters, especially in Orange County, although the mountains do see snow this time of year. But we dare anyone to tell us they didn’t get shivers up their spine seeing photos and video of the snowstorm back East! Anyone? No, we thought not.

And even though us Californians don’t have much to worry about in the way of freezing temperatures, we are complete “weather wimps” and still bust out the space heaters and start up the fireplaces when the nights and mornings are chilly. Continue Reading →

Continue Reading

Are You Underinsured on Fire Damage Coverage? We Can Help.

You can never tell how close the wildfires will get to the suburbs.

We hope that your home is never destroyed by a fire, but it can happen. Especially with Southern California’s Santa Ana winds, which can whip up a simple fire and make it widespread and deadly.

Some people have found out that this isn’t the worst part of losing your home. The worst part comes when you submit the insurance claim, only to find out that you’re underinsured. Continue Reading →

Continue Reading

The Northridge Earthquake’s 19th Anniversary: January 17, 2013

This is not from a disaster movie. This is an actual photo from the Northridge earthquake in 1994.

Why are we talking about the 19th anniversary of an earthquake? Because it’s important to remember earthquake safety all the time. The most dangerous thing about earthquakes, besides their potential devastation, is that we cannot predict them with any certainty.

Nineteen years ago last Thursday, the San Fernando Valley in Southern California was violently shaken by what is now known as the Northridge earthquake. Lives were lost, and there was widespread catastrophic damage estimated at $15 billion in the earthquake that measured 6.7 on the Richter scale. Continue Reading →

Continue Reading

How To Avoid Christmas Tree Fires

We know that many of you already put up your Christmas trees, and hopefully you’ve been enjoying their wonderful pine scent, festive looks and twinkling lights. Some people wait until closer to Christmas to choose the tree and decorate it.

Either way, you’ll probably hang treasured ornaments on it, and place your carefully chosen presents underneath it—presents you’ve probably spent a pretty penny on. Continue Reading →

Continue Reading

Holiday Safety Tips for Pets

At BMR Insurance Agency, we know how much our customers love their families. And we know that many people consider their pets to be part of the family, and some consider them their children. So we felt it was important to discuss some ways to make sure the four-legged family members stayed safe and healthy this holiday season. Continue Reading →

Continue Reading

How to Prevent Your Home from Flooding

Although we're on the West Coast, big storms can hit us too.

It was difficult for us in Southern California to understand the devastation left behind on the East Coast by Hurricane Sandy, especially as we were enjoying record temperatures and true “beach weather”.

But just think back to two Decembers ago, when downtown Laguna Beach was under four feet of water right before the Christmas holiday. Although not as bad as a hurricane by any means, that storm devastated south Orange County, and had people being rescued from their roofs, homes were destroyed and old-growth trees uprooted. Then there were the windstorms last year at this time that were sweeping the Southland, causing millions in damages to homes, businesses and cities. Continue Reading →

Continue Reading