Tag Archives | Orange County

Ways to Save on Insurance Premiums

freeimage-8463872-webAt BMR Insurance Agency, all of our agents love to help you save money. Why? Because we are people too! We know what it’s like to have a few extra bucks at the end of the month to treat yourself, rather than spending it on something that may be necessary, but doesn’t give you an immediate benefit.

So we’ve put together some interesting and little-used ways of getting some discounts on your car insurance and homeowners insurance. Check out these ways to save on insurance premiums, and see if you can save! Continue Reading →

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How Safe are They? Fourth of July Fireworks Safety Information

Circle of Sparks

Didn’t we all love making drawings with sparklers when we were kids?

What American doesn’t love the Fourth of July? It’s a perfect excuse to have a party, fire up the barbecue, catch up with friends and light some fireworks.

Now, we know that there aren’t many areas in Orange County that are allowed to have fireworks, but there are a few: Buena Park, Costa Mesa, Fullerton, Garden Grove, Huntington Beach, Santa Ana, Stanton, Villa Park and Westminster. These cities allow state-approved fireworks only, but that doesn’t mean that “state-approved” means “safe”. Continue Reading →

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Don’t Make This Weekend Your Memorial Day

Accidents can happen, and statistically they happen more on Memorial Day weekend than any other time.

Of all the national holidays perhaps Memorial Day is most aptly named. Not for the reasons of recognizing all those brave souls that gave life and limb for the freedom we so enjoy, but for the fact that the holiday can fatefully be your personal memorial. It seems that this holiday draws more people to traveling on our roads and freeways. As it is often said, “accidents happen”, and that adage is particularly true for this holiday. Continue Reading →

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On the Road Again! Summer Vacation in a Motorhome

airstream rental

Photo ©Thomas J. Story. Click here for Sunset Magazine's guide to the best RV for you!

As the spring winds bring in warmer weather, most RV owners’ thoughts turn to hitting the road! That is especially true for the younger families who are looking forward to a summer vacation during the kids’ break from school. For mom, dad and the kids, exploring the nooks and crannies of the Western states is a great outlet for blowing off steam and exploring sights that have only been seen in magazines…or perhaps on an iPad. Continue Reading →

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If You Play, You Will Pay: Driving Under the Influence in California

Been drinking? Please take a taxi.

A recent study conducted statewide attempted to determine the extent to which drivers were under the influence of alcohol and/or drugs. This was a voluntary test conducted to get real numbers about drivers driving under influence of a foreign substance such as alcohol or illegal drugs, including marijuana, prescription drugs and over-the-counter medications.

This was a weekend test at locations in nine California cities. The results? Fourteen percent of the 1,300 drivers tested positive for driving under the influence of illegal and/or prescription drugs. Most prevalent was marijuana with 7.4 percent. Another 7 percent were driving with alcohol in their system. Continue Reading →

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Buying a Hybrid: Know Your Costs!

The 2013 Lexus RX is available at Tustin Auto Center's Lexus dealer.

There are many economic aspects when looking at the potential savings of an “eco-friendly” hybrid or electric automobile. Most focus upon the fuel savings that can be achieved by driving a car that does not (to some degree or the other) depend entirely upon hydrocarbon fuels. There is little argument when the prices of fuel exceed $4.00/gallon, that using less fuel leaves considerably more money in the pockets of the hybrids. It’s there, and it’s real. Continue Reading →

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Think Your Car is Safe and Secure? Not So Fast…

It's not just you who thinks your new Aston Martin is a beautiful car....

So, you finally bought that gleaming new dream car with chrome wheels and a special electronic security system that will foil any attempts to steal your prized possession! Do not be so certain of your invincibility when it comes to avoiding auto theft. If anything, the emerging electronic-based auto is easier to invade—with a payoff that is much greater than in the past. Continue Reading →

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If You Assume You’re Covered, You’ll Get a Nasty Surprise

Poor Mr. Smith. The money he saved for retirement has literally gone down the toilet due to an assumption about coverage.

Mr. Smith was living out his days in the Laguna Woods community, pretty much free of worries. His health was failing, but still he remained upbeat about his surroundings. There were no family members to look after him, but he was used to taking care of himself and, after all, was living in a community of his peers created just for retirees like him.

Then it happened. He left a pan of water heating on the stove and retired for the evening. Later he awoke to a raging fire. He escaped with the clothes on his back, but that was all. Continue Reading →

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After Recent Spate of Gun Violence, Is Orange County Still Safe?

Article Tab: ladera-ranch-ended-shooti

Neighbors standing in front of the house in Red Leaf Lane, Ladera Ranch, where a woman was shot and killed yesterday morning. Photo courtesy of the O.C. Register, Paul Bersebach.

February 6: A five-hour stand-off with Laguna Beach Police and O.C. SWAT officers. February 6-12: A former LAPD officer goes on a violent spree throughout Orange, Los Angeles and San Bernardino Counties. February 20: A deadly rampage from sleepy Ladera Ranch all the way up to Orange.

Has Orange County become unsafe? Is violence here on the rise? Continue Reading →

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Ten Tips to Stay Warm & Safe This Winter

No, we rarely have to do this, but we do feel a little winter cold in Orange County! Our sympathies to those caught in the snow storm last week.

No, it doesn’t get that cold in California in the winters, especially in Orange County, although the mountains do see snow this time of year. But we dare anyone to tell us they didn’t get shivers up their spine seeing photos and video of the snowstorm back East! Anyone? No, we thought not.

And even though us Californians don’t have much to worry about in the way of freezing temperatures, we are complete “weather wimps” and still bust out the space heaters and start up the fireplaces when the nights and mornings are chilly. Continue Reading →

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