Tag Archives | Tustin

Ways to Save on Insurance Premiums

freeimage-8463872-webAt BMR Insurance Agency, all of our agents love to help you save money. Why? Because we are people too! We know what it’s like to have a few extra bucks at the end of the month to treat yourself, rather than spending it on something that may be necessary, but doesn’t give you an immediate benefit.

So we’ve put together some interesting and little-used ways of getting some discounts on your car insurance and homeowners insurance. Check out these ways to save on insurance premiums, and see if you can save! Continue Reading →

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On the Road Again! Summer Vacation in a Motorhome

airstream rental

Photo ©Thomas J. Story. Click here for Sunset Magazine's guide to the best RV for you!

As the spring winds bring in warmer weather, most RV owners’ thoughts turn to hitting the road! That is especially true for the younger families who are looking forward to a summer vacation during the kids’ break from school. For mom, dad and the kids, exploring the nooks and crannies of the Western states is a great outlet for blowing off steam and exploring sights that have only been seen in magazines…or perhaps on an iPad. Continue Reading →

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If You Play, You Will Pay: Driving Under the Influence in California

Been drinking? Please take a taxi.

A recent study conducted statewide attempted to determine the extent to which drivers were under the influence of alcohol and/or drugs. This was a voluntary test conducted to get real numbers about drivers driving under influence of a foreign substance such as alcohol or illegal drugs, including marijuana, prescription drugs and over-the-counter medications.

This was a weekend test at locations in nine California cities. The results? Fourteen percent of the 1,300 drivers tested positive for driving under the influence of illegal and/or prescription drugs. Most prevalent was marijuana with 7.4 percent. Another 7 percent were driving with alcohol in their system. Continue Reading →

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The Sad Realities of Texting While Driving

© Photo courtesy of StuNewsLaguna

Does this photograph illustrate that driving an eco-friendly electric vehicle is safe? Hardly, and in this case it’s not the point! It does show what might happen if you are driving and distracted. In this local collision on Laguna Canyon Road recently, two lives were lost and the one life that was spared will never be the same. While final investigation results have not been released regarding the cause of the crash, it really doesn’t matter to anyone except for the driver of this car. Continue Reading →

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Have You Been Asked to Be An Estate’s Trustee?

If you are a responsible individual, have held important positions, or shown leadership qualities in your private or professional life, you may be asked to serve as a Trustee of an estate. It is especially likely if you have an accounting our legal background. Maybe you just happen to be the responsible sibling in a family. The estate could be a simple trust for an elderly family member, or a complex estate with complex financial holdings and considerable value. It may not even be within your family. Continue Reading →

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Insurance Scam Targets the Elderly…and the Uninformed

Don't get taken in by unscrupulous real estate transactions.

There are countless reasons why the transactions surrounding buying and selling real estate is a lightning rod for various scams and illegal actions. Often insurance is used as a conduit for siphoning money from uninformed homeowners. Quite often elderly individuals get trapped in illegal transactions that end up costing them their entire life’s savings. Continue Reading →

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Protect Your Home and Loved Ones With a Home Security System

A home security system can save you money--in more ways than one.

There’s a common saying: Home is where the heart is. And that’s very true—no matter what size your house is, if your family and loved ones are there, it’s home. And although it is hard to put a number on how much that home is worth to you, you can never put a dollar amount on your family’s safety and security.

At BMR Insurance, we recognize the desire for security; after all, we are experts in peace of mind. And that’s why we want to bring to our customers’ attention a special that ADT Security Systems is offering. Continue Reading →

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Buying a Hybrid: Know Your Costs!

The 2013 Lexus RX is available at Tustin Auto Center's Lexus dealer.

There are many economic aspects when looking at the potential savings of an “eco-friendly” hybrid or electric automobile. Most focus upon the fuel savings that can be achieved by driving a car that does not (to some degree or the other) depend entirely upon hydrocarbon fuels. There is little argument when the prices of fuel exceed $4.00/gallon, that using less fuel leaves considerably more money in the pockets of the hybrids. It’s there, and it’s real. Continue Reading →

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Think Your Car is Safe and Secure? Not So Fast…

It's not just you who thinks your new Aston Martin is a beautiful car....

So, you finally bought that gleaming new dream car with chrome wheels and a special electronic security system that will foil any attempts to steal your prized possession! Do not be so certain of your invincibility when it comes to avoiding auto theft. If anything, the emerging electronic-based auto is easier to invade—with a payoff that is much greater than in the past. Continue Reading →

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If You Assume You’re Covered, You’ll Get a Nasty Surprise

Poor Mr. Smith. The money he saved for retirement has literally gone down the toilet due to an assumption about coverage.

Mr. Smith was living out his days in the Laguna Woods community, pretty much free of worries. His health was failing, but still he remained upbeat about his surroundings. There were no family members to look after him, but he was used to taking care of himself and, after all, was living in a community of his peers created just for retirees like him.

Then it happened. He left a pan of water heating on the stove and retired for the evening. Later he awoke to a raging fire. He escaped with the clothes on his back, but that was all. Continue Reading →

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